A lot of people often see travel insurance as an unnecessary expense. But isn’t it better to be safe than sorry? That’s what travel insurance plans are for!
Having a proper travel insurance plan in place can give you peace of mind while you travel. But, as there are a dizzying number of choices, picking the best insurance company can become quite a challenge.
If you want to explore Earth’s boundaries without being worried about your health, travel plans, or belongings, World Nomads Travel Insurance is a perfect choice.
Are you considering World Nomads as your option for travel insurance? Great! Want to know more about this travel insurance service? Check out this World Nomads insurance review!
This review covers all the important information you should know about World Nomads to help you decide if it’s the right choice. So, let’s dive into the details.
Table of Contents
- What is World Nomads?
- World Nomads Insurance Plans
- What’s Covered By World Nomads Travel Insurance?
- What’s Not Covered in World Nomads Insurance?
- Pros of World Nomads Travel insurance
- Cons of World Nomads Travel insurance
- Can You Make Changes to Your World Nomads Travel Insurance Plan?
- Is There Anything That You Can’t Change in Your Travel Insurance Policy?
- How Much does World Nomads Cost?
- World Nomads Customer Services
- How to Claim Online with World Nomads
- Is World Nomads Online Claim Process Secure?
- World Nomads Insurance Review – Is It Worth It?
- Buy the Right World Nomads Insurance Plan for YOU
What is World Nomads?
Their travel insurance offers flexible and robust insurance plans to help enthusiastic travelers explore the world with confidence.
As this travel insurance company has multiple protection plans designed for all sorts of people, you’re sure to find one that covers your particular needs.
For more details on what World Nomads offer and how it works, continue reading this World Nomads insurance review.
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World Nomads Insurance Plans
As traveling needs vary from person to person, there can’t be a one-size-fits-all travel insurance policy. World Nomads provides two insurance plans with different levels of coverage letting you choose one that suits your needs. Those two plans are as follows:
This plan includes several benefits, including overseas medical expenses, coverage for belongings, trip cancellation, flight delay, and certain adventure activities.
This travel insurance plan has all the advantages of a Standard Plan in addition to some more. As it provides extensive coverage, this one is a little more on the expensive side.
These are the two plans that World Nomad Insurance offers. It’s entirely up to you to decide which plan to choose. Before buying one, think about how much coverage you might need to deal with the unexpected.
The plan you choose should depend on various factors, like your travel destination, total cost, amount of people traveling, what you want to explore, and your personal situation.
Whatever plan you pick, make sure to choose your plan wisely, as you can’t upgrade a Standard Plan to an Explorer Plan in between your trip. In addition, you can buy these plans for up to 180 days trip duration. If needed, you can extend your insurance coverage during your trip.
What’s Covered By World Nomads Travel Insurance?
The coverage on a travel insurance plan is the most critical part. Therefore, it’s vital to figure out what a particular travel insurance policy is offering you.
World Nomads insurance is designed by travel professionals to protect travelers and their traveling essentials. This travel insurance service provides multiple insurance plans to fit people’s varying needs.
In this section of the World Nomads insurance review, you will come across some coverages that you can benefit from by investing in this travel insurance.
Medical Coverage: World Nomads travel insurance may provide you coverage for all medical expenses and related medical repatriation or evacuation if you get injured or ill. For instance, if you get a severe injury while hiking in the woods, they cover your evacuation to the hospital. In case of serious medical emergencies, they can also send you back to your home country.
Emergency Dental Treatment: Cover emergency dental treatment for unforeseen accidental injuries that appear during the trip. It may include a broken tooth, jawline injury, and unexpected infection. There’s no coverage for cleanings and checkups though.
Trip Cancellation: Reimburses unused, non-refundable cancellation charges if you cancel your plan due to sickness, death of a loved one, accidental injury, natural disaster, or for all other covered reasons. Check out the World Nomads travel insurance cancellation plan to see what it covers.
Trip Delay: This covers any additional expenses you incur if you are late for 6 or more hours to catch your flight due to a hazard covered in the policy.
Trip Interruption: Provides reimbursement for all deposited, non-refundable costs in case of any interruptions to your trip for valid reasons.
Non-Medical Emergency Evacuation: This coverage is for transfer expenses in case of political or civil unrest, or natural disasters in the country you’re exploring.
Stolen or Lost Goods: Reimburses for lost, damaged, or stolen personal belongings and baggage during the trip. Some policies also reimburse you for additional expenses, like delayed baggage.
Accidental Death & Dismemberment: This plan covers the loss of life, limb, and certain external organs (like eyes) as a result of an accident on the trip.
Apart from these coverages, it also covers the following areas as a bonus – at least to some extent:
- Natural disasters
- Stolen passport
- Pregnancy Complications (no birth)
Moreover, remember these coverage options vary depending on your home or departing country.
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What’s Not Covered in World Nomads Insurance?
Travel insurance policies often come with exclusions, and you will always want to pay attention to what’s covered and what’s not. Here are a few exclusions:
- Accidents occurred during extreme adventure activities, like paragliding, hang gliding, and bungee jumping
- Carelessness in handling baggage and possessions
- Pre-existing medical conditions
- Regular checkups
- Stolen or lost cash
- Delivery expenses
Pros of World Nomads Travel insurance
- Affordable in relation to other companies
- Offers a simple choice of two travel plans
- You can extend your insurance plan even on the trip
- Protect your travel plans of up to 180 days
- Provides robust coverage for 200 activities, including sports, air, and land
- Offers fast 24/7 assistance online
Cons of World Nomads Travel insurance
- No coverage for extreme sports activities
- No annual travel insurance plan
- Limited coverage for expensive trips
- Age limit – World Nomads deny coverage to anyone aged 70+ years
Can You Make Changes to Your World Nomads Travel Insurance Plan?
The answer is a big YES. You can make changes to your insurance plan by signing in to your World Nomads account. Follow their specific guidelines to apply your changes.
Before the Plan Starts
You can change the start of your travel insurance plan to any date in the future.
You can cancel your policy whenever you want, and if you cancel it within 10 days, they will give you a full refund!
Is There Anything That You Can’t Change in Your Travel Insurance Policy?
Yes, there are a few things that you can’t change. This section of the World Nomads insurance review includes some parts of your plan that cannot be modified once you purchase your plan.
- End date of your insurance plan. You’ll have to buy more cover online if you decide to extend your trip.
- Your details, like contact number or address. To update this information, you’ll have to go through the hassle of reaching out to their customer service team.
- You can’t upgrade your insurance plan mid-trip.
In addition, if you have made any other mistake on your insurance certificate, such as name or date of birth, contact their team and let them fix the issue for you.
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How Much does World Nomads Cost?
Knowing the average cost of your travel insurance policy is another critical part of this World Nomads insurance review. The cost of the Standard Plan and Explorer Plan varies depending on the benefits they offer.
The Standard Plan costs $79 and is an ideal choice for travelers satisfied with trip interruption and cancellation coverages of $2,500. While this plan doesn’t include rental car damage or adventure sports it does cover activities like bungee jumping and windsurfing.
The Explorer Plan costs $142 and includes all the advantages of the Standard Plan with a few more perks. It provides coverage of up to $10,000 for trip interruptions or cancellations. It also covers rental car damage and adventure sports, including extreme sports like skydiving and heli-skiing.
Unfortunately, World Nomads does not provide CFAR (Cancel For Any Reason) upgrade on either plan.
World Nomads Customer Services
This travel insurance company provides one-call 24-hour assistance services to its clients. Their multilingual customer support team is available round the clock to provide advice, help, and referrals for your emergencies, medical or otherwise.
They can help you locate nearby medical facilities and physicians. If needed, they will arrange and pay for relevant transportation, including an escort to a hospital or your home.
Coverage for medical evacuations is available just for covered claims mentioned in your travel insurance policy. All medical transfer services will be arranged by One Call.
How to Claim Online with World Nomads
Waiting to claim until you get home is frustrating. World Nomads really understands this. To ensure your ease and comfort, they provide you the freedom to claim your travel insurance plan anytime from anywhere, allowing you to keep traveling without any worries.
If you’re not a World Nomads member, it is recommended to create your account first, as it will let you make most of your claims electronically. In case of any confusion, feel free to get in touch with the customer service team.
To make your claim, you need to sign in with World Nomads (if you’re already a member – you should be if you’ve bought a plan from them). Follow the steps to start your claim and attach any and all your supporting documents.
Once you make your claim, they will send you a confirmation email with a reference number. This email will make it easy for you to keep track of your claim’s progress.
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Is World Nomads Online Claim Process Secure?
Yes, it is safe and secure. You should make sure to use a reliable portal to sign in to World Nomads and upload your documents. This option is more secure than making your claims through email, which contains all your personal information.
World Nomads Insurance Review – Is It Worth It?
This World Nomads insurance review now reaches the final question – is this travel insurance worth it?
Well, on comparing the pros and cons mentioned in this World Nomads insurance review, it can’t be denied that positive points outweigh the negative ones, making World Nomads an excellent choice.
World Nomads is one of the best travel insurance companies available, especially if you’re looking for long-term travel insurance.
Apart from offering the best coverage, the insurance plans of World Nomads are affordable.
For more details on their services and customer experience, you may consider browsing reviews of World Nomads travel insurance. Their review section will help you gather more information about this insurance company.
Buy the Right World Nomads Insurance Plan for YOU
Overall, this World Nomads insurance review includes everything you need to know about this travel insurance service.
It’s an unfortunate fact that traveling comes with unplanned situations and potential emergencies. To ensure your and your family’s security during the trip, it is always recommended to invest in the right travel insurance policy. Insurance is better to have and not need, than need and not have.
This World Nomads insurance review concludes that this insurance service is a reliable choice to ensure a well-covered trip. As there are two plans, make sure to choose the best one depending on your personal needs. Compare both plans and go with the one most suitable.